Coinswaper
Policy

AML / KYC Policy

CoinSwaper seeks to provide a straightforward crypto exchange experience while maintaining reasonable safeguards against abuse. This AML / KYC Policy explains how CoinSwaper may review transactions, request user information, and apply risk controls in connection with the use of its services.

  1. Policy Objective

    The objective of this AML / KYC Policy is to describe the measures CoinSwaper may use to detect, prevent, and respond to potentially unlawful, fraudulent, or restricted activity involving the platform.

    Use of coinswaper.io implies acceptance of possible compliance review where transaction risk or legal obligations require it.

  2. Our Review Model

    CoinSwaper may evaluate transactions using a combination of technical, behavioral, and blockchain-based indicators. Reviews may occur automatically or manually depending on transaction characteristics and internal rules.

    The platform may apply additional checks selectively rather than uniformly across all requests.

  3. Triggers for Additional Review

    A transaction may be selected for enhanced review if CoinSwaper identifies circumstances such as:

    • unusual transfer volume;
    • repeated high-frequency activity;
    • exposure to risky wallet clusters;
    • inconsistencies between submitted details and transaction behavior;
    • technical signs suggesting unauthorized or suspicious use;
    • alerts generated by screening systems or processing partners.

  4. KYC Requests

    CoinSwaper reserves the right to request identity verification where necessary. Verification may be required before a transaction is processed or after a request has been submitted if new risk indicators appear.

    This may include requests for:

    • personal identification details;
    • government-issued ID;
    • proof of residence;
    • verification photo or video;
    • wallet ownership confirmation;
    • explanation of intended transaction purpose;
    • evidence relating to source of funds.

  5. User Responsibility

    Users must ensure that all submitted data and documents are genuine, valid, and belong to the person using the service. CoinSwaper may reject altered, incomplete, misleading, or inconsistent verification materials.

  6. AML Screening

    CoinSwaper may conduct transaction and wallet screening in order to identify links to suspicious activity. The review may cover direct or indirect connections to:

    • sanctions exposure;
    • fraud-related transfers;
    • known theft events;
    • ransomware-related wallets;
    • darknet services;
    • illicit concealment mechanisms;
    • other high-risk blockchain activity.

    Where material compliance risk is detected, CoinSwaper may refuse to proceed with the order.

  7. Source Verification

    In some circumstances, CoinSwaper may request evidence regarding the lawful origin of assets involved in the transaction. Supporting materials may include screenshots, wallet records, exchange transaction history, invoices, or similar documents.

    Where adequate support is not provided, the requested service may be denied.

  8. Refusal of Service

    CoinSwaper may suspend, reject, or cancel exchange requests if:

    • compliance checks are not passed;
    • required documents are not submitted;
    • suspicious or prohibited activity is suspected;
    • legal or operational restrictions prevent processing.

    CoinSwaper also reserves the right to stop providing services to users who attempt to bypass security or compliance procedures.

  9. Prohibited Conduct

    The service may not be used in relation to:

    • money laundering;
    • financing of unlawful activity;
    • sanctions circumvention;
    • fraudulent schemes;
    • unauthorized use of funds;
    • criminally derived proceeds.

    Any such activity may result in account or transaction restrictions and possible reporting where legally required.

  10. Third-Party Involvement

    CoinSwaper may use external service providers for identity verification, blockchain analytics, technical exchange routing, fraud detection, or compliance support. Relevant information may be shared with such providers to the extent necessary for processing and legal compliance.

  11. Data Storage

    Documents and information collected during AML / KYC review may be stored for a period reasonably necessary to satisfy legal duties, internal audit requirements, dispute resolution, and security purposes. CoinSwaper applies reasonable measures intended to protect such data.

  12. Geographic Restrictions

    CoinSwaper may restrict use of the service in locations or situations where providing access would be unlawful, restricted, or inconsistent with sanctions and compliance rules. Users remain responsible for determining whether they may legally use the service in their jurisdiction.

  13. Cooperation and Disclosure

    CoinSwaper may disclose information in response to lawful government requests, regulatory obligations, court orders, or other legally binding demands. We may also cooperate with investigations involving suspicious transactions or misuse of the service.

  14. Amendments

    CoinSwaper may update this AML / KYC Policy from time to time. Continued use of the website after publication of an updated version constitutes acceptance of the revised policy.

  15. Contact

    For compliance-related questions, users may contact CoinSwaper through the communication methods provided on Website: